You may be entitled by law to take additional days or weeks before filing an answer. He may let you out and not want to deal with a problem right off the bat, or he can hold you to the lease. You may receive notice from the landlord or the court. supervisors or to the public about the quality of care patients receive are protected from Bloomberg Industry Group provides guidance, grows your business, and remains compliant with trusted resources that deliver results for legal, tax, compliance, government affairs, and … Special Investigations and Prosecutions Unit, Guidance on Be wary of anyone calling or emailing you with offers of a vaccine and do not give out your Social Security number, personal credit card, or bank account information. When can I expect to receive my stimulus payment? Bronx and Manhattan: (646) 386-5554 or 5555, Brooklyn, Queens, and Staten Island: (718) 262-7185 or 7186. If a warrant of eviction was issued in your case, you should contact the court immediately and find out whether you should file papers to stop the eviction (called an Order to Show Cause – OSC). You can also call the New York State COVID-19 Vaccination Hotline at 1-833-NYS-4-VAX (1-833-697-4829). How to file a complaint about price gouging with the Attorney General: Consumers and Merchants? Department of Health. The original deadline to apply for a PPP loan had been August 8, 2020. I was issued a court date to appear previously and it is coming up. apply to temporarily halt the collection of state debt. For that, he was fired. It is illegal for funeral homes to engage in the following practices: How do I complain about a cemetery or crematory? can fill out the OAG’s "COVID-19 Application for Suspension of This relief ensures that the student’s withdrawal does not affect the student’s future ability to qualify for federal grants and loans. The State Department of Motor Vehicles says anyone whose vehicle inspection was due in March or later has an indefinite extension because of the Covid-19 crisis. Emails purporting to be from the Centers for Disease Control providing information on treating COVID-19 that You must contact your servicer by phone or through its website and explain that you have a COVID-related hardship. For private student loans, look at your latest billing statement or check your credit report. Under the December 2020 act, this percentage is reduced to 60%, and borrowers may also be able to use the remainder of PPP loan proceeds to pay for certain other expenses, such as software and cloud computing services, essential goods, and expenditures made to adapt business activities to comply with federal and state health guidance. Your servicer is required to offer you one of the two COVID-19-related modifications at the end of the forbearance period if you are unable to pay the missed payments as one lump sum and you were current on your mortgage (or no more than 30 days behind) when the emergency was declared on March 13, 2020. Again, once you send the Hardship Declaration in to the servicer, the servicer is not allowed to sue you in foreclosure before May 1, 2021. If you are making funeral arrangements remotely, such as via telephone, you should ask for the price list to be provided to you by email or otherwise, and you should review it before signing a contract. Once you file a claim for benefits, you must also claim weekly benefits (also known as “certifying for benefits”) for each week you are unemployed and meet the eligibility requirements. The comment period ends at the close of business on 02/16/2021 To ensure that your comments are received, they may be submitted via email at schavanga@njtransit.com. If you are unable to resume paying your regular monthly mortgage payments at the end of your forbearance, then you may apply for an FHA-HAMP modification. 90 days written advance notice if you have lived in your apartment two years or more, or if you have a two-year lease; 60 days written advance notice if you have lived in your apartment for more than one year, but less than two years; 30 days advance written notice if you have lived in your apartment for less than one year or have a lease for less than one year. lost significant household income during the COVID-19 pandemic; or, had an increase in necessary out-of-pocket expenses related to performing essential work or related to health impacts during the COVID-19 pandemic; or, had childcare responsibilities or responsibilities to care for an elderly, disabled, or sick family member during the COVID-19 pandemic that negatively affected your ability or the ability of someone in your household to obtain meaningful employment or earn income or increased your necessary out-of-pocket expenses; or, would have moving expenses and difficulty securing alternative housing that make it a hardship for you to relocate to another residence during the COVID-19 pandemic; or. Most servicers have already agreed to provide some additional help for New York borrowers who ask for it and they are expecting your call. Can I be served with a pre-foreclosure notice? For example, if the service you select involves viewing the remains, the funeral home may require embalming and preparation of the body, which can be expensive. NYSASN is saddened to announce the passing of our friend, colleague, and secretary, Joanne Bardin. And, as always, nurses have risen to the occasion.. (Read more here…). four days a week and do not earn over the maximum rate of $504 per week. This executive order applies to all funeral-related documents except for the cremation authorization form. Your landlord may ask that you provide information that verifies your need for the accommodation, including documentation from a medical professional. Instead, the landlord can only ask the court for you to pay “use and occupancy” for the pendency of the case and the court will set this amount. You can download the Foreclosure Hardship Declaration here: https://www.nycourts.gov/eefpa/". The SBA will pay lenders processing fees of 5% (for loans up to $350,000), 3% (for loans more than $350,000 but less than $2 million), or 1% (for loans of $2 million or more). You can provide a Declaration to a Sheriff or other law enforcement officer who is executing an eviction warrant, even during the eviction itself. Employees should apply for benefits with the Workers’ Compensation Board. © NEW YORK STATE ATTORNEY GENERAL. The IRS has not yet released any information about distribution of the payments. Click to get the latest Buzzing content. However, there are a variety of rules and programs that require your servicer to work with you to help you get back on track. Borrowers with commercial FFEL loans not covered by the CARES Act who are working towards forgiveness under an income-driven repayment plan will need to continue to make payments, rather than take forbearance, if they want those months to count towards forgiveness. In New York City, the New York City Tenant Protection Act also provides additional strong anti-harassment protections. (212) 416-8250. Outside of New York City, you may find a legal referral from LawHelpNY. The court will look at the following factors to determine whether you had a financial hardship due to COVID-19: Come to court with documents (paystubs, unemployment benefit statements, bank account statements, etc) that show you had a financial hardship due to COVID-19. Help for Homeowners Who Are Having Trouble Paying Their Mortgage, Forbearance Under the Federal CARES Act (only applicable to federally-backed mortgages), Forbearance Under New York law (applicable to mortgages that are not federally-backed). If you believe you are the victim of identity theft related to unemployment insurance, including someone filing a false claim using your personal information, you can report the fraud to the New York State Department of Labor by submitting an online form, calling toll-free hotline at (888) 598-2077, or by mail. The application can be filled out telling us the specifics about what you’ve done, or in recognition of a colleague. Thank you for sharing your feedback with us. A copy of this disclaimer can also be found on our Disclaimer page. Department of Consumer Affairs. For commercially held FFEL loans and private student loans, the CARES Act does not apply and you should call your servicer to ask what options are available. If you are unable to get back into your apartment, you should contact the court system at (833) 503-0447 to find your closest emergency court. If you have been fired, demoted, or harassed because your Act FAQs. Other tenants can still agree with their landlords to apply their security deposit to rent but the landlord does not have to allow it. Borrowers pay no fees on PPP loans. Financial hardship means that you are unable to pay your rent or find another suitable permanent home because you either: You are still eligible to claim financial hardship even if you are receiving any public assistance (e.g. Get more information about identifying your mortgage services and their contact information. This list addresses safety and preparedness. However, if the cemetery is owned by a religious organization or by a municipality, it may not be subject to the New York State Division of Cemeteries regulation. for phishing (e.g. you are being treated for or recovering from COVID-19, please file Alexei Navalny will remain in jail through at least Feb. 15, as a Moscow regional court rejected the Russian opposition leader's appeal of his detention. Chinese | Russian | get more information, please visit the Westchester Under New York law, certain types of property — including public benefits like public assistance, Social Security, and veterans’ and retirement benefits — are exempt from execution, levy, attachment, garnishment, or other legal process by a judgment creditor seeking to satisfy a monetary judgment. If you think you may have this coverage you should put your insurer on notice that you may be pursuing a claim. New York has set statewide guidelines for child care and day camps, lake and ocean beaches, religious and funeral services, racing activities, dentistry, auto racing, professional sports training facilities, public transportation, and sports and recreation. Click here to learn more, become a member, or renew your membership. We provide expertise in every aspect of building management and maintenance. You are using best efforts to make timely partial payments that are as close to the full payment as your circumstances may permit, taking into account other nondiscretionary expenses; and. No. COVID-Related Tax Relief Act of 2020 Stimulus Payments. Since the Covid pandemic hit, school nurses have been thrust into the forefront of the public health arena. In New York City, a landlord must file a motion that is served on you if they wish to obtain a warrant or try to evict you with a warrant that has already been issued. For instance, if your landlord wants to show your apartment to a potential tenant and you have a sick family member, the court likely will not find this reasonable. Who is Jacob Anthony Chansley? You may also call (888) 392-3644. For most New York borrowers, you can expect the following: These benefits will not be provided automatically, so call your servicer if you need help. If you are unable to resolve the issue through the dispute process, you should file a complaint with the Attorney General’s Office. Because the NYS Foreclosure Prevention Act just went into effect on December 28, 2020, all foreclosure proceedings are automatically paused for 60 days (from December 28, 2020). during the leave of absence, although employees may be asked to make employee contributions. The CARES Act benefits are not available for FFEL loans that are owned by commercial lenders or private student loans. Essential consumer goods and services provided primarily for personal, family or household purposes; Essential medical supplies and services used for the care, cure, mitigation, treatment or prevention of illness or disease; and. Homeowners should always be wary of unsolicited calls where the caller claims to be able to save their home or where they ask for any personal information. If you don’t know who your servicer is, for federal student loans, you can find your servicer by visiting the U.S. Department of Education website. A new case may only be commenced if you have not delivered a Declaration to your landlord or the case is about Ongoing Nuisance Behavior. . weeks. Individuals should remain vigilant when receiving emails or Employees may be entitled to unemployment insurance payments for 26 weeks if they are laid off Also, there is a tremendous range in the price of caskets, depending on style, type of wood, lining, and other factors. A doctor had 6 hours to use a vial of COVID-19 vaccine before it expired, so he gave the shots to 10 people. If you have an FHA or VA mortgage that pause on foreclosure proceedings extends through June 30, 2021 and also does not require a Hardship Declaration. More information on these leave benefits is available on the New York Paid Leave for COVID-19 website. Employees may take innocent but may contain malware or a link designed to steal an account password. You are allowed to provide a Declaration to your landlord in English (or your primary language) before or during the eviction process. The Act establishes the Higher Education Emergency Relief Fund (HEERF), which disburses funds to colleges. average weekly rate in partial benefits. You may also call The OAG has launched a hotline for New Yorkers to report hate crimes and bias-based incidents. Employees may also apply for state paid family leave and temporary disability benefits to cover the rest of a quarantine period, or while they or a family member continue to be sick. The New York State Court of Appeals has held that exemption statutes "are to be construed liberally in favor of debtors" because exemptions "serve the important purpose of protect[ing] the debtor’s essential needs.". New York City employees may file a complaint with the NYC Commission Students who are enrolled in online-only educational programs are. The State Department of Health has also published guidance on how employers should respond if employees in the workplace become sick with or exposed to the virus. The cookie settings on this website are set to "allow cookies" to give you the best browsing experience possible. What are the penalties for engaging in price gouging? please call the NYS Paid Family Leave Helpline at (844) 337-6303 or visit the NYS Paid Family Leave New York State's New Eviction Protections. Private Loans and Commercially-held FFEL Loans. need to do anything for these extra benefits, they will be updated automatically. The funeral home may not refuse to embalm or otherwise handle the body, regardless of the cause of death of the deceased. Eligible groups may contact their provider of choice to schedule an appointment. New Yorkers with non-medical or non-student debt owed to the State of New York and referred to the OAG, may also (If you have FFEL loans held by a commercial lender, see the next section.). Family members include spouses, children, and parents. Coronavirus Resources andWarnings about Consumer Scams. with the OAG. If you and your and loan servicer cannot agree on an acceptable loan modification, then Banking Law § 9-x requires servicers to defer arrears accumulated during the forbearance as a non-interest-bearing balloon due when the loan comes due or is satisfied (through a sale or refinance). Ultimately, if your landlord takes you to court for denying access, a judge will determine whether your denial was reasonable and so it is important to put the landlord on notice. You may have other defenses to the case or you may be able to obtain rent relief grants from your local Department of Social Services or New York State Housing and Community Renewal. Under the CARES Act, loans could be issued in amounts up to $10 million, depending on borrowers’ payroll costs, with no collateral or personal guarantee required. Leave a message with a phone number where you can be reached and a court attorney will call you back. Forbearance under New York law (applicable to mortgages that are not federally-backed): Under N.Y. Banking Law § 9-x, which went into effect on June 17, 2020, regulated banking organizations and mortgage servicers supervised by New York’s Department of Financial Services (“DFS”) must provide up to one year (365 days) of forbearance relief to homeowners who experience a financial hardship as a result of COVID-19. Landlords are required to make reasonable accommodations in rules and procedures for persons with disabilities. The loan amounts will be forgiven as long as: PPP loans will be issued on a first-come, first-serve basis until funds designated by Congress are depleted. As of January 1, 2020, all membership dues for both NYSASN and NASN (National Association of School Nurses) are processed through NASN. Department of Consumer Affairs or call 311. You are no longer liable for rent for the remainder of your lease. Now’s the Time to Get Involved in Your Local Zone, New Interval Health Form for Student Athletes, Revised Memo on Student Health Exams from NYSE, Recognition Video of 2020 EISN Recipients. This applies to all stages of a case, including even if a judgment and/or warrant of eviction has been issued. Yes. The CARES Act, passed in March 2020, gives borrowers of government-held federal loans several additional benefits. New York’s price gouging statute, section 396-r of the New York General Business Law (GBL) prohibits charging unconscionably excessive prices for essential goods and services during periods of an abnormal disruption of the market. In addition, the three national credit reporting agencies recently announced that they will be making free credit reports available on a weekly basis until April 2021. Federal, state, and local law prohibits employers from discriminating against employees for Take A Sneak Peak At The Movies Coming Out This Week (8/12) Once Upon a Pre-Pandemic Time in Hollywood; Love is in the air: a soundtrack for Valentine’s Day featuring the best love songs from movies Act FAQs, NYS Department of Labor's Unemployment Insurance guidance, report the fraud to the New York State Department of Labor by submitting an online form, contact the New York State Department of Labor is to fill out the online form, take steps to protect your credit by filing an identity theft report with the Federal Trade Commission, Workers’ Compensation If your hardship continues after your forbearance period ends, you must request a new forbearance agreement from your servicer, however, again, you are limited to the maximum amount of missed mortgage payments listed above. On December 28, 2020, the COVID-19 Emergency Eviction and Foreclosure Prevention Act (EEFPA) of 2020 was signed into law and took immediate effect. Each individual deserving of the School Nurse Everyday Hero Recognition will have their name, photo and description of their efforts posted on the NYSASN website. The state paid leave provisions only apply if they are more protective than the federal leave provisions (either because the federal leave provisions do not apply to an employee, or because the state law provides more coverage). You can find more information about these programs below. Office Set-UpOffice setting design- separating well children and sick childrenUse of partitions, curtains, polycarbonate, separate room if staffing availableHow will you ventilate the nurse’s office – HEPA filter, air circulation, air purifiers, etc.…? You should not ignore court papers even if you are eligible for COVID-19 protections or you hear that courts are not defaulting tenants who fail to answer. However, this does not mean that your payments during this period are forgiven, they will be deferred. Who and how many can attend visitation and funeral services under the PAUSE NY Executive Order? If a landlord locks you out or tries to evict you illegally, you should call 911 and show the law enforcement officer identification, lease, public utility bill, or other document with your name and address. If the repair is an essential service (heat, hot water, etc), you can contact the court at (833) 503-0447 to determine whether and how to file a case against your landlord to fix these conditions. Business Interruption Insurance may cover total or partial suspension of business operations due to a direct loss, damage, or destruction to the insured property by a covered peril. You can get help with your debt without hurting your credit score: A new federal law, the CARES Act, protects consumers from incurring harm to their credit score as a result of obtaining relief from their creditors during the COVID-19 crisis. Frequently Asked Questions on relief for student loan borrowers: Who is eligible for the benefits available under the CARES Act? Because this scam is perpetrated by gaining access to and using victims’ PII, individuals should be aware of the potential for identity theft. In other words, … In addition, some individuals may seek to use online platforms with similar schemes. HEERF emergency financial aid grants are available to: How students can obtain HEERF emergency financial aid: Other CARES Act relief for college students: The Attorney General’s Office is unable to represent individuals or provide legal advice specific to your case. You can call several funeral homes and compare prices. For questions about what services the DMV is currently offering, go to www.dmv.ny.gov or call 518-486-9786. If you are in court, you should tell the judge that you have sent a declaration and give a copy to the judge. Employees are guaranteed 12 weeks of job-protected leave within a 12-month period if they are sick Full-time employees may start taking leave after 26 weeks of starting work and part-time employees Essential businesses or entities providing essential services or functions are not subject to the 100% in-person reduction, but are subject to the telework mandate. You do not have to pay anything to suspend your payments. Employees were entitled to use federal emergency sick leave and emergency family leave to care for children whose schools or day care or preschool facilities were closed due to COVID-19 between April 1 and December 31, 2020, if they were working for employers of 499 employees or less, with limited exceptions, under federal law. Yes, funeral homes can charge custodial care fees for days that the body is being held and no other services are being provided.
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